Q. Is cataract surgery covered under medical insurance?
Doctor Answer is medically reviewed by SecondMedic medical review team.
Yes, cataract surgery is usually covered under medical insurance. Depending on your specific plan, it can be partially or fully covered. To know if your plan covers the procedure, contact your healthcare provider and they will walk you through what is covered in your policy.
It's important to note that cataract surgery has a very high success rate and is considered one of the safest surgeries available. The procedure involves removing the opaque lens from behind the iris (colored part of the eye) and replacing it with a clear artificial intraocular lens (IOL). This restores vision by allowing light to pass through more easily. Depending on how severe the cataracts are, recovery time varies but typically takes around 4-6 weeks for full recovery.*
The most common complication associated with cataract surgery is infection which can occur in up to 1% of cases, although this number drops significantly if antibiotics are used pre and post-operatively.* Additionally, some patients may experience swelling or inflammation following surgery which can be alleviated with steroid drops prescribed by an ophthalmologist.*
Overall, modern advancements have made cataract surgery safe and effective while improving patient outcomes across all ages - allowing them to return back to their normal daily life quickly. With so many advantages associated with this procedure paired with its coverage under medical insurance plans make it an attractive option for addressing vision problems caused by aging/cataracts!
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