• Published on: May 31, 2021
  • 1 minute read
  • By: Dr Rajan Choudhary

REGN-COV2 – Artificial "antibody Cocktail" 

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REGN-COV2 – Artificial "antibody cocktail" 

Recently a new drug was approved for use in COVID patients in India. Known as REGN-COV2, this new therapy is based on monoclonal antibodies targeting the SARS-CoV-2 virus responsible for COVID. So how does it work? And is there any evidence behind the treatment?

Monoclonal antibodies are made from components of the human immune system. When the human body recognizes a bacteria or virus in the body, the immune system recognizes and processes proteins on the surface of that bacteria or virus. This is presented to the adaptive immune system, and antibodies have produced that lock onto these surface proteins, neutralizing their function and also tagging them for destruction by other white blood cells.

If we identify antibodies capable of efficiently tagging and neutralizing a certain virus, we can identify the cell capable of producing that antibody, clone it and produce it in vast quantities. The antibodies produced from this cloned cell line will be able to target the virus at the same efficiency and have the same ability to neutralize the virus. Just like with vaccines, there is a risk of mutations developing, resulting in changes in the surface protein that reduce binding and neutralizing effects of the antibodies, allowing them to escape and continue to cause disease

REGN-COV2 uses two neutralizing antibodies (Casirivimab/imdevimab), in an effort to minimize the ability of a mutant virus to develop resistance against the antibody cocktail, as the virus would need to develop mutations canceling both antibodies out at once. These antibodies neutralize the receptor-binding domain of SARS-CoV-2 spike protein, preventing viral entry through ACE2 receptors.

In a study published in the New England Journal of Medicine (one of the most prestigious journals in the medical field) data from 275 patients showed a drastic reduction in viral load in patients treated with REGN-COV2. This is clinically significant as hospitalized patients with severe symptoms have higher viral counts than non-hospitalized or asymptomatic patients, suggesting the hypoxaemic, shortness of breath symptoms are related to the viral count and resulting exaggerated immune response.

Based off this result the European Medicines Agency approved the use of REGN-COV2 antibody cocktail in patients who do not require supplemental oxygen but are at high risk of progressing to severe COVID-19.

FDA regulations currently recommend it for patients who are COVID positive with risk factors that may result in their hospitalization but do not recommend it for patients who are already hospitalized, requiring O2 therapy because of COVID or need chronic O2 therapy.

Those that fall into the high-risk categories include patients with a high BMI (over 35), diabetes, on immunosuppressive treatment or with an immunosuppressive disease, over 65 years of age or those with chronic diseases such as renal disease, cardiovascular disease, COPD, or other developmental disorders.

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Healthcare Insurance in India: Protecting Health, Empowering Lives with SecondMedic

Healthcare Insurance in India: Protecting Health, Empowering Lives with SecondMedic

Health is priceless, but healthcare can be expensive. In a country where medical inflation rises by nearly 12% every year, healthcare insurance has become a necessity, not a luxury.

SecondMedic bridges medical protection with digital convenience — giving Indians a smarter, simpler way to stay covered and cared for.

 

What Is Healthcare Insurance?

Healthcare insurance is a financial safety net that covers hospitalization, treatment, and medical expenses. It ensures you get access to top-quality hospitals without worrying about unexpected bills.

Modern health plans now go beyond emergencies — they cover preventive care, teleconsultations, home diagnostics, and even digital wellness programs.

 

Why Healthcare Insurance Is Essential in India

A 2024 report by IRDAI (Insurance Regulatory and Development Authority of India) found that over 70% of Indians pay medical bills out-of-pocket. One hospitalization can wipe out an entire year’s savings for a middle-income family.

Healthcare insurance:

  • Protects against medical inflation

  • Enables cashless hospitalization

  • Provides tax benefits under Section 80D

  • Encourages early detection via preventive checkups

  • Supports virtual consultations and chronic care follow-ups
     

 

Types of Healthcare Insurance Plans

1. Individual Health Plans

Covers one person — ideal for self-employed or single professionals.

2. Family Floater Plans

A shared sum insured for the whole family — cost-effective for parents and children.

3. Senior Citizen Plans

Customized for people aged 60+, including chronic disease and home care support.

4. Corporate & Group Insurance

Employer-provided coverage with wellness programs and digital consultation access.

5. Top-Up & Super Top-Up Plans

Extend existing coverage limits at low cost.

 

SecondMedic’s Role in Smarter Health Coverage

SecondMedic doesn’t just help you buy insurance — it helps you live healthier under it.

Our integrated Digital Health + Insurance model provides:

  • Cashless virtual consultations

  • Coverage-linked diagnostics (home or lab-based)

  • E-prescriptions & discounted pharmacy

  • AI-based health score tracking

  • Doctor guidance for claims and follow-ups
     

This ensures that insurance is used proactively, not just in emergencies.

 

Preventive Care + Insurance: A Winning Combo

Insurance companies now reward preventive care. By getting regular SecondMedic checkups, your health data helps keep premiums lower and claim-free bonuses active.

A NITI Aayog 2024 report found that preventive health monitoring reduced hospitalization risk by 28% among insured individuals.

 

Digital Health Meets Insurance

With SecondMedic’s tech-driven model, your insurance can now include:

  • Online doctor consultations

  • Chronic care management

  • Home sample collections

  • Telemedicine coverage

  • Digital health reports for easy claims
     

You can view your policy benefits, upload claims, and access your medical records — all through your SecondMedic dashboard.

 

How to Choose the Right Healthcare Insurance

  1. Assess your medical history and family needs.

  2. Compare premiums, claim ratios, and network hospitals.

  3. Choose plans with telehealth, diagnostics, and preventive cover.

  4. Check waiting periods for pre-existing conditions.

  5. Use SecondMedic’s plan comparison tool for expert-backed guidance.
     

 

Conclusion

Healthcare insurance is not just a policy — it’s peace of mind.
By combining medical coverage with digital healthcare and preventive wellness, SecondMedic ensures that protection is proactive, not reactive.

Whether you need basic health cover or a comprehensive family plan, SecondMedic makes the journey simple, transparent, and fully online.

Compare and choose your healthcare insurance plan today at SecondMedic.com — because your health deserves both care and security.

 

Real Data & References

  • IRDAI Report 2024: 70% of Indians still pay medical bills out-of-pocket.
    irdai.gov.in

     

  • NITI Aayog 2024: Preventive health reduces hospitalizations by 28%.
    niti.gov.in

     

  • WHO India 2023: 50% of health issues preventable through early care.
    who.int/india

     

  • SecondMedic Data (2025): 67% users prefer health plans with digital consultations.
    secondmedic.com

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